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MTD for Landlords. Are You Ready?

HMRC has published new figures showing how many taxpayers will soon be brought into Making Tax Digital (MTD) for Income Tax. If you’re self-employed or a landlord, there’s a good chance these changes will apply to you. Preparation is key.

What is MTD for Income Tax?

Under MTD, taxpayers will need to:
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  • Keep accounting records using approved software like Xero (spreadsheets won’t be enough).
  • Submit quarterly updates and a final end-of-year submission to HMRC through that software.
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This affects anyone with gross income from self-employment and/or property above £20,000.
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The rollout is happening in stages:
  • April 2026: income over £50,000 (based on 2024/25 income)
  • April 2027: income over £30,000 (based on 2025/26 income)
  • April 2028: income over £20,000 (based on 2026/27 income)

Why This Matters?

HMRC expects 2.9 million taxpayers will fall within MTD:
  • 864,000 from April 2026
  • 1,077,000 from April 2027
  • 975,000 from April 2028
Many of these are self-employed individuals, but landlords are also included.
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The challenge is that:
  • A large share of taxpayers within scope don’t yet use digital software for their records.
  • Over 200,000 taxpayers will need to comply as soon as April 2026, less than a year away.
That means many will need to get organised quickly.

How I Can Help?

This is where I come in.
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I don’t file your tax returns for you, but I make sure you’re fully prepared so that filing becomes simple and stress-free.
 
Here’s how:
  • Set up and provide Xero software for your business.
  • Keep your books tidy and accurate so they’re ready to submit when the time comes.
  • If you already have an accountant, I can collaborate directly with them.
  • If you don’t, I can help organise an accountant who can handle the submission for you.
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In short, I take care of the day-to-day bookkeeping and organisation so that when it’s time to report to HMRC, everything is in order. no panic, no penalties.
Flexibility
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Special Deals

Free Review of Your Current Books & Accounts
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Get a professional review of your bookkeeping set up, completely free of charge.

I’ll highlight where improvements can be made and share practical advice to keep your finances accurate and stress-free.

✅ 100% free
✅ No commitments
✅ No obligation to continue

👉 Take advantage of this limited-time offer and get clarity on your business finances today!
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